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« La comptabilité carbone ? Est-ce vraiment une priorité pour les institutions financières ? » Je reçois souvent cette question. Ma réponse rapide est oui, pour deux raisons : L’opportunité et le risque.

1) L’opportunité : Les institutions financières peuvent créer de nouveaux relais de croissance verts et diversifier le risque de leurs portefeuilles existants en accompagnant la décarbonation de l’économie. Cela leur permet de soutenir des initiatives durables tout en ouvrant de nouvelles sources de revenus.

2) Le risque : Les changements économiques, fiscaux et réglementaires induits par la transition vers des économies plus vertes présentent des risques. Par exemple, des réglementations plus strictes sur les taxes carbone (comme en UE) et l’évolution des technologies vertes peuvent perturber les modèles commerciaux traditionnels, tels que le passage des voitures à combustion aux véhicules électriques, affectant ainsi la valorisation des actifs financiers.

Pour profiter des opportunités et gérer les risques, il est essentiel de mettre en place un dispositif robuste de mesure et de reporting de l’empreinte carbone des portefeuilles financiers.

“Carbon accounting? Is it really a priority for financial institutions?” I often get asked this question. My quick answer is yes, for two reasons: opportunity and risk.

1) Opportunity: Financial institutions can create new green growth drivers and diversify the risk of their existing portfolios by supporting the decarbonization of the economy. This allows them to back sustainable initiatives while opening new revenue streams.

2) Risk: The economic, fiscal, and regulatory changes induced by the transition to greener economies present risks. For example, stricter regulations on carbon taxes (such as in the EU) and the evolution of green technologies can disrupt traditional business models, such as the shift from combustion engine cars to electric vehicles, thereby affecting the valuation of financial assets.

To capitalize on these opportunities and manage the risks, it is essential to implement a robust system for measuring and reporting the carbon footprint of financial portfolios.

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Published by Dr. Wael Mohamed Aaminou

Witnessing the 2008 financial crisis unfold in the United States was a defining moment in my career. This experience led me to transition towards ethical finance, which prioritizes the real economy, social welfare, and environmental sustainability. This journey has since taken me across Africa, the Middle East, and Southeast Asia, where I have contributed to shaping financial ecosystems across various sectors, including energy, agriculture, healthcare, and water. These diverse experiences have taught me that development challenges are complex and require a holistic approach, especially when resources are constrained. I have also learned that prioritizing key issues, particularly climate change, is essential. Climate change impacts nearly every sustainability perspective, making it a focal point of my work. In my current work, I leverage my expertise to confront climate challenges and drive the growth of green and inclusive economies, particularly within emerging markets.

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